The fact that South Africa is declared as the country that is most over-indebted in the world has a direct impact on work life and social development. We are the country with the largest increase of unsecured debt, with most expensive credit life insurance and service fees in the world. On average about 89% of monthly Nett salary earned by the middle-income group is paid towards servicing debt.

The increase of pay-day loans is of major concern, and on average one household have opted 7-8 times a year for such a loan which can vary to over 50% of Nett income. It leaves the consumer with no other alternative but to apply for another pay-day loan just to service the debt obligations. Another problem that is affecting over-indebted consumers are the large amounts of vehicle owners pawning their cars for cash, not understanding the implication of such a loan and the risk of losing that asset. This again shows the desperateness of the consumer to pay debt and put food on the table.



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T’s & C’s Apply

Financial problems can happen to anyone – debt does not discriminate. Consumers from all walks of life face debt on various credit agreements. Debt review assessment IS THE BEST step you can take in time of crisis to ensure household cash flow to cover your month to month running expenses. We assess what you can afford to pay creditors. You are not alone – 800000+ consumers have entered the program to survive tough economic times. Debt review is so successful, over 124000 consumers national exited debt restructuring with a clearance certificate. Learn More…


Why Choose Consumer Debt Support

Pay One Reduced Monthly Payment to a Registered PDA

Have more take home pay for your monthly living expenses.

Expert Legal advice and Protection against creditors taking legal action

We Are the best at what we do, and we care for our Clients

Contact us Today for your Debt Assessment

Pay ONE affordable reduced monthly DEBT repayment.


Step 1

Complete our application documentation OR we do a telephonic assessment.

Step 2

We will Calculate what you can afford to pay on debt every month.

Step 3

We will administer and negotiate with your Creditors on your behalf.

Step 4

We restructure an affordable payment plan. You make ONE affordable payment every month.

Step 5

We’re required to engage with our specialist attorneys to enforce your new restructured payment.

My husband and I applied for debt review in October 2014.  Very sceptical at first because of the negative side of it  but decided that is was the only way for us to be able to cope with our finances.
I made an appointment with Annienne, and I can honestly say that from the moment that I spoke to her on the phone she has been nothing but friendly and helpful. When we went to see her her calm demeanour immediately put us at ease, she made us feel positive about the decision we were about to make. She even gave me a hug as she could probably sense how tense and stressed i was. This just made me feel positive about her and i knew that she was the right person for the job.
Its been a year now and all I can say is that we have received excellent service from her. I have asked her numerous times to help me with a query from my debt collectors, she has ALWAYS responded immediately and sorted my problem giving the necessary feedback as well.
I will definetely recommend her to anyone who wants to apply for debt counselling. She is competent, friendly and extremely helpfull. She takes pride in what she does and does it well.
Testimony from Client in Zevenwacht

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This week’s Education drive Mr Q our legal eagle 🦅 will share more on the preventing legal action on your home loan and other creditors. The benefits of taking action before it is to late. Mr Q represent all our matter in court as well as the High Court.

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Today Annienne Nel of Consumer Debt Centre (CDS) share more on the topic “how does a summons effect you?” Hope this educational drive can be of value to you.

#debtcentre #debtcounselor #ADRagent. #mediatewithcreditors
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In this week’s educational drive Justin Carstens share more about the final demand that you would receive from creditors when you fail to pay your accounts.

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Don’t allow your situation to ruin your day.
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Consumer Debt Support
Consumer Debt Support
This week Ashley Carstens of Debt Eezy share valuable advice when receiving a default notice from creditors. Ignoring the problem can unpleasant consequences. We hope this educational video adds value to you.

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In this week, Consumer Debt Support (CDS) will be covering topics when consumer ignore creditors demands for payments. Don't ignore your debt obligations it can only cause you more problems.

Watch out for this week's video campaign about the above topics.

#debtcentre #newbeginning #responsiblility #restructuringdebt
Consumer Debt Support
Consumer Debt Support
Consumer Debt Support (CDS) can mediate with your creditors outside debt review. We are licensed to offer you the Alternative Dispute Resolution (ADR) services.
Before your debt get a hold of you allow us to help you. You do not fall into arrears in the program.

#ADR #debtcentre #newdawn #consumerrights

We are Registered Debt Counselors