The fact that South Africa is declared as the country that is most over-indebted in the world has a direct impact on work life and social development. We are the country with the largest increase of unsecured debt, with most expensive credit life insurance and service fees in the world. On average about 89% of monthly Nett salary earned by the middle-income group is paid towards servicing debt.

The increase of pay-day loans is of major concern, and on average one household have opted 7-8 times a year for such a loan which can vary to over 50% of Nett income. It leaves the consumer with no other alternative but to apply for another pay-day loan just to service the debt obligations. Another problem that is affecting over-indebted consumers are the large amounts of vehicle owners pawning their cars for cash, not understanding the implication of such a loan and the risk of losing that asset. This again shows the desperateness of the consumer to pay debt and put food on the table.



Contact us Today for your Credit Report

T’s & C’s Apply

Financial problems can happen to anyone – debt does not discriminate. Consumers from all walks of life face debt on various credit agreements. Debt review assessment IS THE BEST step you can take in time of crisis to ensure household cash flow to cover your month to month running expenses. We assess what you can afford to pay creditors. You are not alone – 800000+ consumers have entered the program to survive tough economic times. Debt review is so successful, over 124000 consumers national exited debt restructuring with a clearance certificate. Learn More…


Why Choose Consumer Debt Support

Pay One Reduced Monthly Payment to a Registered PDA

Have more take home pay for your monthly living expenses.

Expert Legal advice and Protection against creditors taking legal action

We Are the best at what we do, and we care for our Clients

Contact us Today for your Debt Assessment

Pay ONE affordable reduced monthly DEBT repayment.


Step 1

Complete our application documentation OR we do a telephonic assessment.

Step 2

We will Calculate what you can afford to pay on debt every month.

Step 3

We will administer and negotiate with your Creditors on your behalf.

Step 4

We restructure an affordable payment plan. You make ONE affordable payment every month.

Step 5

We’re required to engage with our specialist attorneys to enforce your new restructured payment.

My husband and I applied for debt review in October 2014.  Very sceptical at first because of the negative side of it  but decided that is was the only way for us to be able to cope with our finances.
I made an appointment with Annienne, and I can honestly say that from the moment that I spoke to her on the phone she has been nothing but friendly and helpful. When we went to see her her calm demeanour immediately put us at ease, she made us feel positive about the decision we were about to make. She even gave me a hug as she could probably sense how tense and stressed i was. This just made me feel positive about her and i knew that she was the right person for the job.
Its been a year now and all I can say is that we have received excellent service from her. I have asked her numerous times to help me with a query from my debt collectors, she has ALWAYS responded immediately and sorted my problem giving the necessary feedback as well.
I will definetely recommend her to anyone who wants to apply for debt counselling. She is competent, friendly and extremely helpfull. She takes pride in what she does and does it well.
Testimony from Client in Zevenwacht

CDS on Facebook

Consumer Debt Support
Consumer Debt Support
Don’t quit. Message of hope from the Founder and Author of Consumer Debt Support. Blessings for the weekend.
Consumer Debt Support
Consumer Debt Support

In this week's blog, Consumer Debt Support (CDS) share with our readers how to stay informed with related news on consumer matters and what is debt review and how it works. How does one ensure dealing with registered practitioners only, and find out more on the banks advice and why they love debt review.
Visit our website and give us your views on our blogs.
Submit your details at

#debtcentre #DebtFreeDigi #blogs #CDS #registereddebtcounselor #debtreview
Consumer Debt Support
Consumer Debt Support

Consumer Debt Support (CDS) has an awareness drive campaign, during November we will share with our readers in our blogs, and with informative posts how to get more information on debt review. Today we share with you a great electronic booklet that you can subscribe to that is full of great tips, information and guidance on debt and how to manage the debt problems safely and legally.
Go to:
Visit our website: and read on various topics that can be of great help to you.

#debtcentre #CDS #DebtFreeDigi #debtcounselor #consumereducation
Consumer Debt Support
Consumer Debt Support

Our Tuesday Debt Awareness Drive to curb spending on credit and do not open new accounts to buy gifts on credit. We can help you pay one affordable debt consolidated payments and guarantee more cash flow from month end salary take home pay, before the Seasonal Holidays. T's & C's apply. Being over-indebted is a bad space to be in before the Festive Holidays and Christmas, visit our website today and submit you details. Please do read our blogs and we would like to hear what you have to say.

#debtcentre #overindebtedness #oneaffordablepayment #consolidatedebt #registereddebtcounsellor #CDS
Consumer Debt Support
Consumer Debt Support

In this week's blog, Founder Annienne Nel, of Consumer Debt Support (CDS) share the review on what FatCat Reviewer and critic analyst has to say about this website and blog. Please comment on our blogs and this review. Our readers feedback is important to us to maintain our professional standard of customer services.

#DebtCentre #CDS #WebsiteReview #FatCatCriticalReview
Consumer Debt Support

We are Registered Debt Counselors