Costing your Easter Egg

Easter Fun for all It’s the week before Easter and in this blog, we at CDS (Consumer Debt Support) and our business Associates Debt Eezy, respect the beliefs of all religions and cultures. It is evident in my previous blogs that I am a true Christian believer and I...

read more

Beware of Vehicle Pawning Schemes!

Consumer Debt Support (CDS) are daily faced with consumers calling in a state of panic with the news that their vehicle was unexpectedly, being repossessed by a private creditor or used car dealer. There are numerous companies that offer loans, immediate cash on your...

read more

8 ways How Reckless Lending can affect you

In this week’s blog, the Founder of Consumer Debt Support (CDS), Annienne Nel will be sharing an in-depth look into Reckless lending with the readers, and how it should be dealt with, related to a credit application, and the legal aspects thereof. The Need In life, we...

read more

Debt Review removal Scams

Debt Review Removal Scams In this week’s blog, we at Consumer Debt Support (CDS) would like to share more on the topic, and warn our consumers to be aware of the scammers out there, attempting to steal your money with unlawful promises, that they can remove your name...

read more

Critical Eye on CDS Website

    An overall review of CDS (Consumer Debt Support) on social media On the website: A critical eye to all websites and blogs in general One thing is for sure, not two websites are the same, or have the same impact on first sight when one opens on the...

read more

Festive season time 2018.

This week’s blog, EARLY CHRISTMAS SHOPPING. We here at Consumer Debt Support (CDS) would like to share more on the topic of how to survive the extra ordinary spending over the holiday period and Christmas with a limited budget, while keeping the whole family...

read more

Getting a Divorce with Debt

Getting a Divorce and dealing with debt in the marriage. In this week’s blog, we here at Consumer Debt Support (CDS) would like to take the opportunity and share a little more about the topic of when a couple comes to the decision of a divorce. What happens to the...

read more

Retire in Good Wealth

Don’t resign your job to pay debt! In this week’s blog, we here at Consumer Debt Support (CDS) would like to talk more about the real problem consumers are facing: the stress they no longer can cope with, the fear and guilt of not being able to pay their creditors...

read more

Debt Review benefits struggling consumers

Breaking the silence struggling to pay debts in a weakening economy. This week’s blog, we at Consumer Debt Support (CDS) want to talk about what is debt review. We had previous discussions in one of our blogs on this topic. The question is, how would one deal with...

read more

The credit ombudsman and it’s role to the consumer.

The credit ombudsman and it’s role to the consumer. In this week’s blog, we at Consumer Debt Support (CDS) realize consumers do not know where to refer a matter that needs to be investigated, relating to a credit agreement, a serious legal problem regarding old debt...

read more

FICA

What does FICA mean? In this week’s blog, we here at Consumer Debt Support (CDS) take an in-depth look into what it means when you need to be FICA’d. We explain this process and explore the reasons why. The Financial Intelligence Act has been enforced since 2003 and...

read more

What can a debt review application cost you?

WHAT WILL IT COST YOU? With any professional service, it is reasonable to expect that professional fees will have to be paid when a service is rendered. As with any service this is very true with Debt Review. The Registered Debt Counselor has NCR guidelines, and...

read more

Thank you for your support

Happy Holidays, share and give with love. 2017 was a difficult year full of challenges for consumers facing a rough economy, price increases and tough financial time now and ahead. Here at Consumer Debt Centre (CDS) the year had come to a close for the Festive Holiday...

read more

Know when debt prescribed or unprescribed?

Are you struggling with the issue of prescribed or un-prescribed debt? In this week’s blog, Consumer Debt Support (CDS) would like to share more on the topic of prescribed and un-prescribed debt. We receive daily calls from consumers who are in a panic state because...

read more

How to minimize spending over the festive holidays

Festive season celebrations: How to minimize spending. In this week’s blog, we here at Consumer Debt Support (CDS) would like to share more on this topic, the season of giving and sharing. We all have to prepare ourselves well in advance for the festivities of holiday...

read more

Do you know if you have a Healthy credit rating?

In this week’s blog, Consumer Debt Support (CDS) we discuss credit ratings and reports. How good or bad report will affect a consumer in the long run. Do you really know how healthy your credit rating is? Did you know that approximately 100 000 consumers actually...

read more

New Garnishee Law for workers rights

In this week’s blog, Consumer Debt Support (CDS) add more value on the topic under the law “New garnishee Law” that protects workers from unlawful garnishee orders. In 2014 a case was brought before the High Court, case number 16703/14. The applicant was...

read more

Over-indebted consumers struggling to get rid of debt.

In this week’s blog, we look at the latest analysis released by the World Bank that declared South African consumers as the biggest borrowers in the world. The increasing problem of credit extensions and slower job creations, and the concerns that the economy won’t be...

read more

Voluntary Surrender of a vehicle

Voluntary Surrender of a vehicle In this week’s blog, Consumer Debt Support (CDS) takes a look into how and when a consumer can surrender a vehicle to the bank or his collection agent. One needs to understand the ramifications and impact of a voluntary surrender or...

read more

Debt Reconciliation

Debt Reconciliation: In this week’s blog, Consumer Debt Support (CDS) look into debt reconciliation. We can also name it debt elimination, another way to assess and eliminate excessive debt by refinancing credit card and other unsecured debt into one manageable and...

read more

Laid off at work, what must you do now?

Retrenched! What now? In this week’s blog, we at Consumer Debt Support (CDS) discuss the issue around the alarming increase of retrenchments. It affects consumers and the stress that goes with the news when receiving the letter confirming the date of lay off....

read more

You can dress fashionable within a tight budget

Dress Fashionable — within your budget. Here at Consumer Debt Support (CDS) we have come to realize that all of us like to buy clothes and things. Some of us love to buy and shop for clothes and others don’t love shopping too often. We would like to look into...

read more

Plan your safety net in a recession

Plan your safety net in a recession In this week’s blog, we would like to take a look into the latest concerning issue: the feared recession and the effect on ordinary people, their families and money matters. How can one survive the recession and what can be done to...

read more

What do you know about pawning your car for a loan

In this week’s blog, Consumer Debt Support (CDS) would like to take a deeper in-depth look into the growing market of consumers pledging (pawning vehicles as collateral) their vehicles for loans. What are the National Consumer Regulator’s (NCR) views on this type of...

read more

Health status of a credit report

Prevent IDENTITY THEFT and NEGATIVE ITC listings We here at Consumer Debt Support (CDS) welcome our readers to this week’s blog. We have realized the problem with the neglecting to do regular checks on once credit record. Information is a powerful tool available to...

read more

Bring a little bit of green into your home

Go Green and Beautiful Here at Consumer Debt Support (CDS) we would like to change the topic of talking about finances and debt all the time – it can become a bit too much.   With this week’s blog, we would like to share ideas about how to get creative in gardening...

read more

Can I rent a home when under debt review?

Can I rent a home when under debt review? The GOOD news is: YES. We at Consumer Debt Support (CDS) came to realize that we are faced with this question almost every month when consumers in debt review are struggling to rent a home while being under debt review. It is...

read more

Finding affordable ways to spoil your family

Finding affordable ways to spoil your family In this week’s blog, we at CDS would like to talk about how to spoil your family by finding inexpensive ways having family time outings. As parents, we are most often caught up in the struggle to survive paying bills and...

read more

spoil family and finding inexpensive ways in doing so

In this week’s blog, we here at Consumer Debt Support(CDS) would like to talk about how to spoil family and finding inexpensive ways in doing so. As parents, we often are caught up in the struggle to just survive paying bills and dealing with creditors that do not...

read more

Finding balance between lending and spending

In today’s blog, we discuss balance in healthy lending versus spending. Let us start with the credit report which is a vital part when you are over 18 and seen as an adult who may have access to credit. When a credit report has a bad scoring or low scoring, either way...

read more

Reckless spending in a recession

In today’s blog, we want to talk about reckless spending and the latest news for consumers that South Africa is back in the recession. We at Consumer Debt Support (CDS) can say the recession has been with us the past two years. We walk down the road in the lives of...

read more

Reckless credit and the bad habits of it.

In this week’s blog, we take an in-depth look at what is Reckless Lending. What does it mean when debt that is possibly recklessly, is granted by a credit provider. What happens when a credit provider gives credit to a person who does not understand what is required...

read more

Debt review in a NUTSHELL

This week’s blog is about easy steps to debt review and how we at CDS can help you make the most of a debt review application and guidance to ensure you deal with only registered practitioners whose registrations are up to date with the National Credit Regulator. STEP...

read more

Why choose Consumer Debt Support

In this week’s blog, we take an in-depth journey on the reasons why CDS should be your first choice when looking for a debt counsellor. Why can you trust us to take an in-depth overview of your finances and walk the road of becoming debt free with you? Here at CDS we...

read more

Let go of your debt in debt review

Let go of your debt in debt review The fact that South Africa is declared as the country that is most over-indebted in the world has a direct impact on work life and social development. We are the country with the largest increase of unsecured debt, with most...

read more

Making the right choice is vital for your debt review.

Making the right choice is vital for your debt review. This week’s blog topic we want to share with consumers the problems you can expect when an account in debt review is in arrears, this week is the home loan account. In most cases the consumers bring the arrears up...

read more

Taking the first step

TAKING THE FIRST STEP In Today’s Blog the discussion will help you to make a decision taking back control and putting your life back on track. SOUTH AFRICA’S LAW MAKES IT POSSIBLE FOR ALL CONSUMERS WHO CANNOT PAY THEIR DEBT EVERY MONTH, TO MAKE AN APPLICATION TO A...

read more

Households squeezed to the max

HOUSEHOLDS SQUEEZED TO THE MAX Debt review benefits to your pocket. This week we talk about struggling financially, battling the wave of increasing living cost that effects all consumers in South Africa. Food has increased with over 11% over the past 12 months, from...

read more

Easy steps to lighten the load of Debt Repayment

Easy steps to lighten the load of Debt Repayment It was released today that more consumers are applying for Debt Review, According to IOL Business Report “financial stress and economic difficulties experienced by consumers during the year is evident.” It is also not...

read more

Five Budgeting tips to help turn your pennies around

Five Budgeting tips to help turn your pennies around Debt Review is the safest option you opt for when struggling to pay creditors and provide for your family. Debt Review is not all that bad and it is not a bottomless hole, there is still light at the end of the...

read more

Healthy Debt Assessment, protect yourself

Healthy Debt Assessment, protect yourself It has come to light in a recent NCR workshop, that we are struggling with unregistered Debt Mediators and ADRA agents. “This is a type of unregulated debt counselling where the person offering the service is not registered...

read more

Simple Steps to follow to build your financial security

Simple Steps to follow to build your financial security “Financial freedom is freedom from fear” Robert T. Koyosaki You know you are financially secure when you can sleep at night knowing you and your family is safe in every way. When you can be confident that you can...

read more

4 Misconceptions about Debt Counselling

4 Misconceptions about Debt Counseling Have you ever heard of someone you know who had Debt Counseling and immediately made a negative connection with it and thought that, that will never happen to you and now you are drowning in debt and you have no idea how to get...

read more